An auto tech paid for with bad credit auto loans.

Auto Repair Loans For Bad Credit

If your car or truck is down, life is not good, but we can help. When you need auto repair loans for bad credit, online lending may be the solution. Take a few minutes and get an offer for the money you need.

First, how much do you expect to need to repair your vehicle?

Auto repair work being done.

This Is Why Online Financing Works?

Why online financing, shouldn’t you just try to finance with an auto repair shop? There are a number of reasons to got the online route when you are looking for auto repair loans, especially with bad credit.

Get Approved Faster

Online lenders are often much more willing to work with bad credit. Our lender group has dozens of lenders and many of them specialize in bad credit loans. If you have been turned down for financing before, you should give an online loan a chance.

Hire Any Mechanic

If approved for a loan, and if you accept it, your lender will deposit cash directly into your bank account. That effectively makes you a cash buyer and as a cash buyer, you can use whichever mechanic you like. Choose your repair shop based on reviews and pricing instead of just choosing one based on the availability of financing.

Get On The Road Quick

If your car is down, life is difficult. With online financing, you can have money in your bank account as soon as the next business day. Get your car or truck fixed and get back on the road.

Get Your Auto Repair Loan Offer

Okay, so we have shown you why online financing is a good option, so just how do you get that offer?

Complete Your Form

First, head up to the top of the page and complete your quote form. Since this is a cash loan, you will first need to select how much money you need for your repairs. You have likely already received estimates, so this should not be an issue. If not, do your best to guess how much you need. Once you have a number, enter some very basic information about yourself and where you want the money sent. Then, just hit submit.

Get A Credit Decision

In moments, you will have a decision about your auto repair loan. If accepted, one lender from the group will make you an offer and you will be directed to their individual website. Take the time to then review all of the loan details. If you have questions, ask your lender as we will not have details of your loan offer. Everything will be between you and your lender.

Accept Or Decline

With information in hand, you can now make a decision. Accept your offer and you can have money in your account as soon as the next business day. Decline the offer and you can simply walk away and look for other bad credit auto repair loans. It is that simple.

Best Way To Use Auto Repair Loans

Once you have your money, it is time to find your mechanic. Here are a few details that you need to pay attention to.


Good shops have good reviews. Before you commit to using a particular auto repair shop, check to see if their online reviews are good. They do not have to all be favorable, but most should. In addition, any negative reviews should at least be addressed.


Prices can vary substantially from auto repair shop to auto repair shop. As an educated consumer, it pays to get a few different quotes before choosing a shop.


Does the shop back up its work with a warranty? If so, for how long?

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