First, how much do you want to spend?
Financing Your Truck Online
If you have bad credit, you know that it can be difficult to get financing for the smallest of purchases. When trying to finance something bigger like a used diesel truck, it can be even harder. We can help by getting you access to a huge pool of internet leaders, many of whom specialize in bad credit loans. Take a look at how easy it is to get your loan offer.
Fill Out A Secure Quote Form
First, navigate to the top of the page and fill out that quote form that you passed up on the way down here. Enter in how much you expect to spend on your diesel truck and some basic information about yourself. You will also need to let your lender know where to send the money, so checking account information will be required. Once you are done, read the terms of service and submit your quote form.
Get An Offer From A Lender
If approved for a cash loan that you can use for diesel truck financing, one lender will make you a loan offer. To see this offer, you will need to be redirected to the lender website. Once there you can review the loan details. We understand that you want or even need that truck, but make sure that you take the time to review the loan information thoroughly.
Make An Informed Decision
With all of the information in front of you, it will be time to make a decision. Should you accept the loan or find another way to finance a diesel with bad credit? If you choose to accept your financing, you can have money in your account as soon as the next business day. You can then take the money and buy your truck from anywhere you like, even a private seller.
Benefits Of Online Lending
There are a number of great benefits that online financing provides which dealers can not offer. Take a look at some of the top ones.
It Is A Cash Loan
If approved for financing and you accept your offer, your lender will deposit money directly into your bank account. That makes you a cash buyer which comes with a number of benefits, especially if you are looking for a used diesel truck. With cash in hand you can shop private auto sellers and avoid the dealership market. You can also take any extra money and use it how you wish. Buy a lift kit, lights or even some wheels for your truck.
Approvals For Bad Credit
Bad credit financing at a diesel truck dealership can be hard to get. The online lender group we use has dozens of lenders and many of them are used to working with bad credit. If you have already been turned down, you very well might hear yes this time around.
Convenient Quote Process
It takes just minutes to get your offer. Fill out one secure quote form and get your offer. Compare that to the nightmare that is a dealership finance department.
Buying A Used Diesel
If you are buying a used diesel, it pays to shop smartly and use your auto loan carefully. This is particularly true these days with diesel trucks costing more than ever. Here are some things to consider.
Mileage
A properly cared for diesel will seemingly run forever. The problem is that you do not know exactly how the former owner really treated their truck. Tread carefully when looking at any truck with more than 200,000 miles.
Options
If you have ever priced a new diesel, you know that there is a huge difference between a base model and a loaded truck. While all of these niceties are great, it may be better to forgo them in favor of a lower mileage rig.
Brand
If you are buying a truck, the brand is very important. While Ford, Ram and Chevy all make reliable full size diesels, you should be careful with smaller engines. The Ram Eco-diesel and the Cummins offering from Nissan come to mind. It pays to research potential problems with these smaller engines, especially if you plan on working your truck hard.
