Sea doo riding in the ocean.

Sea Doo Financing

If you need financing for a Sea Doo but have bad credit, we may be able to help. Take a minute to get an offer for the money that you need and then shop for your new or used jet ski as a cash buyer.

First, how much do you want to spend?

A man riding a Sea Doo after bad credit financing.

Financing A Sea Doo

Traditionally, if you wanted to finance a Sea Doo, you would head off to the dealer and just pick one out. Then you would apply for credit with the dealer and take your new jet ski home.

This is great if you have good credit, but what if your credit has seen better days? With bad credit, you are likely going to be out of luck at the dealer. They usually only offer factory financing and it takes good to excellent credit to qualify.

So, can you get financing for a Sea Doo jet ski with bad credit? There may be a way, take a look.

Finance With Bad Credit

Online financing may be able to get you the money that you need to purchase your jet ski. Online lenders are often much more flexible with loan requirements and many of them are even used to working with bad credit.

We can get you access to one of these lenders. Just fill out one simple quote form and, if approved, one lender will make you a cash offer for the money that you need. If you decide to accept this offer, they will deposit funds directly into your account. That will allow you to buy your jet ski anywhere you like, as a cash buyer.

Getting Your Loan Offer

To get your loan offer, simply fill out the quote form, conveniently located at the top of the page.

Since this will be a cash loan, the first step is to enter in how much you expect to spend. The average new Sea Doo will cost between $6000 and $8000, but keep in mind that you can also buy used since you will have cash. This could allow you to get a slightly used Sea Doo for about half the price.

When you have your amount, enter in some basic information about yourself and your income. You will then enter in where you want the money sent and submit your form.

If approved for financing, one lender will make you a cash offer. Once redirected to their website, you will be give the opportunity to review all of the terms of the offer. Accept the offer and you can have money in your bank account as soon as the next business day.

Benefits Of Online Financing

As you an see by now, online financing may be the way to get a loan for your Sea Doo, even with bad credit. Let’s sum up all of the benefits.

Easier Loan Approval

Getting financing at a dealer is tough. Dealing with one, often picky lender gives you low odds of approval. Unless you have perfect credit that is.

With online lending, you have more lenders. We give you access to an extensive list of lenders, many of them also specialize in bad credit. This improves your odds of getting an approval from one of them.

Shop With Cash

If you are approved, you will get your money deposited directly into your account which makes you a cash buyer. That allows you to shop any dealer and secure the best price. You could even maximize your savings buy purchasing a slightly used Sea Doo.

Convenient Application Process

With online financing, you can do everything quickly, from the privacy of your home. This is especially beneficial if you are concerned about not being approved. If you were to get declined online, there is nobody who has to know. Dealerships are not so discreet.

Shopping For Your Sea Doo

If you choose to accept an offer, you will have money in your account quickly and can begin shopping for your Sea Doo. Do not rush into a purchase, take your time.

Shopping A Sea Doo Dealer

If new is what you want, don’t just run to one dealer and throw down your money. Instead, shop multiple dealers, even if it means doing some driving. You can then pit them against each other to secure the best price. This is particularly beneficial right before the new jet ski models come out, when dealers are eager to clear out some inventory.

Shopping For A Used Sea Doo

Shopping used can save you a lot of money, but you need to be careful. The last thing that you want to do is to purchase somebody else’s problems. Ideally, look for a jet ski that is under 12 months old, so that it will be covered by the Sea Doo transferable one year warranty.

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