How much do you plan to spend on your Pop Up?
Why A Pop Up Camper
There are a number of good reasons that people go with a pop up camper over a full sized pull behind camper. If you are in the market for one, you likely already know all of the benefits, but let’s review.
Price
A pop up camper can be had new for as low as $10,000. Sure, the price can rapidly go up with options, but even well decked out a pop up camper is an affordable choice.
Light Weight
Most pop up campers range in weight from 1500 pounds to 3000 pounds. That is a weight that just about any vehicle can handle.
Easy Storage
With a full size camper, you will likely have to pay for RV storage. That is an added expense of $100 to $150 a month. A pop up camper can be stored in the average garage. This not only saves you money but also protects your camper from the elements.
Amenities
A pop up camper can be outfitted with all of the same amenities as the big RV’s, just in a smaller size. Get anything from a full bathroom to a kitchen with a fridge.
Financing Your Camper
Now, let’s look at how you can go about financing this piece of camping equipment. We make it easy but we are not lenders. Instead, we get you access to a much bigger group of lenders online. This is a great thing for you because more lenders means that you have a greater chance of getting a Yes from one of them.
Get An Offer
To get an offer, simply fill in the form at the top of the page. Do your best to estimate how much you would like to spend and then enter some basic information about yourself. You will also enter your bank information because, if approved, your lender will send money directly to your account. More on that in a bit.
Submit your form and then get your answer. If approved for pop up camper financing, one lender will make you a loan offer. If you like it, you can have money in your account as soon as the next business day. Otherwise, if you do not like the offer, just walk away.
Buying Your Pop Up
If you accepted a loan, you now get to go out and buy that pop up camper. This is where the advantage of being a cash buyer comes into play.
As a cash buyer, you can shop any dealer that you like. Get the exact pop up that you are looking for with all of the features that you need. You can also choose to shop the used market and potentially ave thousand of dollars.
Do use caution if you decide to pursue a used pop up camper. Pop ups have a lot of moving parts and all of them should be carefully inspected.
Should You Accept Your Financing
Just because you receive an offer and you really want a pop up camper does not mean that you should accept a loan. This is especially true if you have bad credit, because the loan terms could be harsh. Here are some things to think about before you pull the trigger on your camper.
Does the payment work?
Put the payment into your monthly budget and make sure that it fits. If you will be financially stretched, a pop up is probably not a good idea.
Is the cost too much?
Let’s say that you are wanting to buy a pop up camper that costs $10,000 and that after interest and fees, you will wind up paying $20,000. Is that a good deal? This is a personal decision, so look at your total loan cost and decide for yourself.
Will you use the camper?
Each year thousands of campers hit the used car market because people just do not use them. Have a heart to heart with yourself and decide if you will really use it enough to justify the cost. If not, maybe something simpler like a roof top tent will do the job.
