Home electronics at use.

Financing For Electronics

If you need financing for electronics, we may be able to help, even if you have bad credit. Take a minute to get your free quote and, if approved, you could be shopping for your electronics as a cash buyer.

How much do you want to spend on electronics financing?

A smart watch purchased with electronics financing.

Get The Financing You Need

If you have bad credit, you already know that getting financing will be tough. Luckily, we can hep you get the offer for the money that you need. We can do this because we are not a lender, but instead get you in touch with a much larger group of lenders. More lenders means more chances of getting an approved offer from one of them.

So, how does it work? Here is the basic process.

First, you will need to enter your information into the quote form above. Enter in how much you expect to need to borrow and then a bit of information about yourself. You will also need to enter in where you want your money sent. If you accept an offer, your lender will send you money directly, so you can shop any store as a cash buyer.

Once you complete the form, submit it and get your answer. If approved, one lender from the group will make you a cash offer and you will be sent to their website to review the terms. Carefully review these terms before you commit. If you agree to the terms and accept your money, your lender will send funds directly to your bank account.

Yes Or No

Deciding whether or not to accept your money for electronics financing is a big decision and you need to be careful. Not every loan is a good one and this is particularly true if you have no credit or bad credit.

First and foremost, you need to decide if you can really afford the loan. Add the payment or payments into your budget and make sure that you can afford to pay all of your bills. If things are tight, you might be better off not accepting the loan.

Next, you need to make sure that the cost of the loan is not too high. Electronics are a luxury in most cases, so how much are you willing to pay in financing charges? If the total cost of the loan is too high, you might be better off passing on it.

Lastly, look at whether you have a non loan option available to you. This could be saving the money or maybe purchasing used electronics.

Why Online Electronics Financing

There are a number of benefits to financing your electronics with an online loan. Take a look at justĀ  few.

Easier Approval

We can get you access to more lenders and that increases your chances of getting approval from one of them. When you are dealing with store credit, it is just one lender and they can often have high criteria for approval. If you have bad credit or no credit, it can be an uphill battle trying to get an approval.

Direct Financing

If approved, you can get money sent directly to your account. This makes you a cash buyer with all of the advantages that come with it. Namely, you can buy whatever you want from whatever store you like. You are not limited to one stores inventory or their pricing.

Buying Your Gear

If you were approved and decided to accept your loan, you now get to go shopping for your electronics. This is the fun part, but do not rush into it. Be sure you do your research and take advantage of the fact that you can buy your gear anywhere you want.


Whether you want a gaming pc or just some computer parts, your cash loan can help you get it.

Wearable Electronics

Devices like smart watches and other wearable tech come in all sorts of varieties. When picking your device, you can go with the trend and get what is popular or you can test out various devices. You will likely be able to spend your money wiser if you shop all of the devices available. Do not assume that the most popular device like a GoPro is the best one.

Stereo Equipment

Whether it is a new home system or some car audio, online financing can get you the money that you need. Even better, as a cash buyer, you can get exactly what you are looking for, whether that be a home speaker system, professional DJ equipment or simply a new pair of airpods from Apple.

Personal Electronics

Have you looked at the cost of personal electronics like cell phones lately. The most highly coveted one, the iPhone can now have a price in excess of $1000. Financing is almost a requirement for things like smart phones such as the Google Pixel and other expensive tablet devices.


Ready to get in on the trend of 3D printing? A loan can help you afford it right now. Get a top of the line 3D printer and even match it to a new MacBook Pro computer.

Another type of printer that you might be interested in is a sublimation printer and your loan money can help you get it.

Entertainment Systems

Looking for a new Smart TV for your living area? Today’s televisions are more capable than ever, but this comes with a steep price tag, if you want quality at least.

And, what about party gear. You can use your finance money to purchase some new DJ equipment or some party lighting.

Some other entertainment options that you can finance include:

You might also like