Tractor purchased with bad credit farm equipment financing.

Farm Equipment Financing

If you need farm equipment financing, we may be able to help you get an offer, even with bad credit. Take a few minutes to get a cash loan offer for up to $50,000.

First, how much do you want to borrow for farm equipment?

Using farm equipment purchased with a loan.

Why Online Farm Equipment Financing?

There are a number of reasons to turn to online lenders for farm equipment financing, especially if bad credit is an issue. Take a look at just a few benefits of online lending.

Easier To Get A Yes

With bad credit, the farm equipment dealer finance department can be an issue. Online lending improves your odds of getting an approval for a variety of reasons. For starters, there are dozens of lenders in the group and more lenders means more chances of getting a yes from one of them. Many of these lenders are also familiar with bad credit borrowers and some even specialize in credit issues.

Shop Any Vendor With Cash

Another great benefit is the ability to shop for your farm equipment with cash. That means that you can shop any dealer that you like and even shop the used market. Buying used could save you thousands of dollars.

It Is Convenient & Private

The quote form is secure and you can complete it in the privacy of your own home. Much more private than filling out an application at a farm equipment dealer.

How Do You Get Your Loan Offer?

The benefits to online lending are obvious, so let’s take a look at how to get a loan offer.

Get A Quote

Head to the top of the page and fill out the short quote form. Most borrowers can complete it in just a few minutes. Once you are done, make sure that the information is accurate and then submit it to the lender network.

Get An Offer

If approved for farm equipment financing, one lender will make you an offer. Once redirected to their website, you can then review the details. Loan details are between you and your lender, so be sure to ask them any questions that you might have directly.

Get Your Money

Should you decide to accept a loan offer, you can accept it online and get your money as soon as the next business day. Once electronically sent to your checking account, you can then shop for your equipment immediately.

Tips On Using Your Loan Money

Now that you have your money, here are some tips on how to use it wisely.

Save With A Good Negotiation Strategy

Negotiation is a skill that everyone needs to master. And it doesn’t just apply to negotiating farm equipment prices. You can negotiate for anything and everything you want in life.

The key thing to keep in mind is that you should never, ever feel bad about negotiating your price. The other person might be willing to go lower than the original price!

It’s also important not to get emotional during the negotiation process. Always remember that you’re there to get the best deal possible, not just win an argument with someone who’s trying to sell something!

Consider The Used Market

Used farm equipment can save you thousands of dollars, but you need to use caution. Thoroughly inspect any equipment that you intend to buy and if you do not intend to do your own maintenance, bring a mechanic to inspect the machinery.

Additionally, you should try to cast a wide net when looking for good used equipment. Farm equipment can be very specialized and you may have to travel a few hundred miles to get the piece of machinery that you need.

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