Fitness gear purchased with a loan.

Fitness Equipment With Bad Credit

Looking for fitness equipment financing but have bad credit? We may be able to help you. Take a minute and get a fast quote for the money that you need. If approved, you can be shopping for your exercise equipment as a cash buyer.

How much do you expect to spend?

Gym equipment purchased with financing.

Get Your Fitness Equipment Offer

Getting a financing offer for your fitness equipment is very easy and you may be able to get approved, even with poor or bad credit. Here is how it works.

First, you need to head up to the top of the page and fill in your information. Begin with how much you expect to need and then fill in some information about yourself. Wrap it up by filling in where you want your money sent. If approved, your lender will send you your money in cash. More on that in a bit.

Once you have completed your form submit it and it is off to the lender group. We ourselves are not lenders, instead we get you access to a much larger group of online lenders. This is good for you, especially if you have bad credit and need gym equipment financing.

If approved, one lender from the group will make you an offer and you will be directed to their website where you can review your offer. If you like the offer, accept it and have money for your gym equipment as soon as the next business day.

Easy right? Why not get started?

Shopping For Exercise Equipment With Cash

The greatest thing about getting a loan from an online lender is that they pay you with cash. This has a number of benefits, as you can imagine.

The first benefit is that you can get whatever gym equipment that you want. You are not stuck buying from just one store, so you can get the exact equipment that you want.

Second, you have the ability to shop for price. When you get store credit, you are stuck paying their prices and they know they have a captive audience so they have no need to negotiate. Cash gives you the freedom to go anywhere and get the best deal on your exercise gear.

Finally, you can use your extra money to get whatever you like. Your lender will be giving you a cash loan, so they do not care what you spend it on. Spend some of your money on gym equipment and use the rest to buy a drone. It doesn’t matter.

Using Your Gym Equipment Financing

Once you have your bad credit loan for gym equipment, you are free to go buy anything that you like. at any store. Here are some of the more home gym items that people use their money for.

Cardio Equipment

Keeping that heart in shape is crucial. That is why cardio equipment like treadmills are so requested. Other popular equipment includes things like elliptical machines and stair climbers. Stair climbers are great for those who need a lower impact exercise while still working that heart.

Weight Training

Coming in second in popularity would have to be weight training equipment. You can do a lot with just a simple weight bench and a set of Olympic weights.

Since you have the opportunity to use cash, you have the ability to shop anywhere that you like. This gives you a great opportunity, but it means that you should do some work to make the most of your purchase.


First and foremost, you need to research the home gym equipment that you buy. Make sure that the exercise equipment is the right piece for you. If you are buying a treadmill, make sure that it has a strong motor and all of the features that you need like incline, foldability, etc.

Doing the research on your gym equipment might be time consuming but it will pay big dividends in the end.

Price Shopping

Once you know exactly what you want to buy, you need to compare prices. Having cash gives you the ability to shop any store, so be sure to compare prices at at least a couple different locations. Also, be sure to shop online retailers.

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