Estimate how much you need to borrow and let’s get started.
Buying A Weight Bench
If you are looking to buy a weight bench and weights, you have probably discovered that the cost can add up very quickly. Sure, you can buy some junk gym equipment for a few hundred dollars but it will limit your gains and could even be dangerous.
If you really want to get into weight lifting, you need some serious equipment. Here are some of the things you might be considering.
Weight Bench
It all starts with the weight bench and the prices are all over the board. You can buy a very basic bench that will allow you to do basic exercises like bench press and incline press or you can go more advanced. A cage system, for example, will allow you to do more exercises and provide you with the safety of spotter bars. If you plan to work out on your own with free weights, it is a smart but expensive choice.
You can easily spend anywhere from 200 dollars to 1000 dollars on just the weight bench or cage system.
Weight Set
Your weight set is your next big ticket item. You want quality iron plates, not the cheaper plastic, concrete filled weights. You also want enough weights to grow with. This means that for most people, you should go with a 300 pound weight set.
Expect to pay anywhere from 300 dollars to 500 dollars for a decent weight set. Money well spent.
Weight Lifting Accessories
There are going to be all kinds of accessories that you will want for weight lifting. You have specialty bars for tricep presses, bicep presses, etc. You have weight belts, gloves, floor mats, etc. The list can go on and on, depending on exactly how you want to tailor your system to your needs.
All in all, you can easily spend 200 to 400 dollars in accessories.
Totaling It Up
As you can see, it is not hard to spend 2000 dollars or more on a complete weight system with all the bells and whistles. Obviously, this is not something that everyone can afford and that is where we come in. We can help you get a cash loan offer that you can use for weight bench financing. It can help you turn your fitness goals into a reality.
Getting Your Financing Offer
Getting an offer could not be any easier. We can help you do this because we get you access to a large group of lenders online. We ourselves are not a lender and do not make credit decisions. This is good for you because working with a single lender can make it harder to get an approved offer.
If you are ready to get your no obligation loan quote, here is what you need to do.
First, figure out what you expect to need. You will be asking for a cash loan quote, so be sure to include all of the money to cover your expenses. Add up the cost of the weight bench, Olympic weights and any other accessories. Also, because this is a cash loan, if you need any other fitness gear like a treadmill, you can add that into your total.
Once you have your total, enter it into the quote form above along with some basic information about yourself. This will include contact information, information about your employment and banking information. Your lender will send you money directly to the bank that you enter, so enter your details carefully.
After you have filled in the form, read the TOS and hit the submit button. Then, all that you need to do is wait for a decision. If approved, one lender will make you a loan offer. If you like it, you can accept it and money will be deposited into your bank account as soon as the next business day. Should the offer not to be your liking, simpy turn it down.
Making A Loan Decision
So you got an offer, but you are not sure if you should accept the money for weight bench financing. Fair enough, here are some things to consider.
First, can you afford the loan payments? Fit that payment into your budget and see if you have money to spare. If things look tight, you should probably pass on the loan. It is not worth getting into financial trouble for a weight bench.
Next, consider whether you have other options. Can you go the used market for example? People put a lot of equipment up for sale cheap online. If you have some cash on hand, this might be the way to go.
Finally, consider whether the total cost of the loan is too high. Even if you can afford the payment on your weight bench financing, it might not be a good deal. This is more or less a luxury item after all.
