How much do you expect to spend?
Online Financing
Online financing has become increasingly popular over the years mainly due to the convenience and speed with which it can be approved. Most people don’t have the cash on hand to purchase expensive exercise equipment and many don’t want to wait to save up for it either. Online financing companies offer fast approval which means you can have your treadmill delivered to your door in no time.
Applying for financing online is also very convenient. You don’t have to leave your house, visit a bank or spend hours filling out paperwork. You can do everything online from the comfort of your own home. Simply fill out the form at the top of this page and get your decision.
Another great thing about online financing is that bad credit doesn’t necessarily mean you won’t get approved. Some lenders specialize in working with people who have bad credit. While the interest rates may be higher than those offered to people with good credit at least you have the option to finance your treadmill.
Last but not least, when you get approved for financing online the funds are deposited directly into your bank account. This means you can shop anywhere for your treadmill. You don’t have to go to a specific store that accepts financing from a particular company. This is great news for people who prefer to purchase their equipment from a specific store.
Get Your Loan Offer
If you’re interested in financing gym equipment the first step is to fill out our online quote form. This form will ask for some basic information about you and your financial situation. Once you’ve submitted the form all you need to do is wait shortly for a decision. If approved, one lender will then make you an offer.
It’s important to note that you’re not obligated to accept this offer. You can review the terms and decide whether or not to accept it. If you decide to accept the offer you’ll need to sign an agreement with the lender. Once you’ve signed the agreement the funds will be deposited in your bank account and you can start shopping for your treadmill.
No Credit & Bad Credit
Financing with no credit or bad credit can be challenging. Traditional lenders may not approve your application leaving you with few options. However, there are some online financing companies that specialize in working with people who have bad credit.
While you may be approved for financing with bad credit the interest rates will most likely be higher than those offered to people with good credit. This is because lenders consider people with bad credit to be a higher risk. However, if you make your payments on time you may improve your credit score over time and qualify for better rates in the future.
Another option if you’re having trouble getting approved for financing is to consider saving up and purchasing a used treadmill. This can be a more affordable option and you may be able to save a good deal of money.
More Ways To Get A Treadmill
If you’re not comfortable with online financing or don’t want to apply for a loan there are other ways to finance a treadmill.
One option is to use a credit card to make the purchase. Some credit cards offer promotional financing with 0% interest for a certain period of time. If you can pay off the balance before the promotional period ends you won’t have to pay a dime in interest.
Another option is to look for financing through the store where you plan to purchase your treadmill. Many stores offer financing options to customers, however, it’s important to read the fine print and make sure you understand the terms of the financing agreement before signing anything.