First, how much do you expect to spend on your container home?
Online Loan Benefits
Before you begin, you might be curious about the benefits to online lending. There are numerous advantages to using an online lender, depending on your situation. Here are some plusses that you might find beneficial.
Lenders Work With Bad Credit
If you have bad credit, you know that traditional means for container home financing is difficult. That brick and mortar bank has rigid credit guidelines and if you do not fit into the mold, you will likely be denied. Online lenders, on the other hand, are used to working with credit problems and some lenders even specialize in bad credit.
It Takes Minutes To Get A Quote
If you hate filling out forms, you are in luck. Our loan quote form is very short and simply asks for some basic information about yourself and your income. Most can complete the form and get an answer in a matter of minutes. Compare that to how long it takes to get a loan from a bank or credit union and you see the value in this.
Money As Soon As The Next Day
If approved for financing, you can have money in your bank account as soon as the next business day. Should you be in a hurry to buy your home or need money fast to secure a good deal, this is important.
You Get Paid In Cash
Loan proceeds are paid directly into your bank account. This makes you a cash buyer which comes with a number of perks. One is the ability to shop for your container home wherever you like. Get the best deal and find just what you are looking for.
Getting Your Financing Offer
Okay, there are a number of benefits, you get it. So just how do you get this loan offer? Here is what you need to do.
Determine How Much You Need
This would be a cash loan, so you need to think a bit about just how much you need. Consider all of the costs involved in the construction of your home and then select the amount that you need. Container homes typically cost between 10,000 and 40,000 dollars, but you can request up to 50,000 dollars for your loan.
Complete Your Quote Form
After you select your loan amount, complete the quote form with some basic information. Among other things, you will need to enter contact information, details about your income and a destination checking account.
Get A Loan Decision
Once you have completed your form, submit it to the lending group and get your decision. If approved for the financing you need to purchase your container home, one lender from the group will make you an offer. Viewing the offer is accomplished by being forwarded to the lender’s individual website. Loan details will be between you and your lender and we will not have loan information.
Make A Smart Choice
With all of the information in front of you, it is now time to make a smart choice. Make sure that the terms of the loan are agreeable and that the loan cost is not too high. This is particularly important if you are seeking a loan with bad credit.
Buy Your Container Home
If you decide to accept your loan, all that will be left is to buy your container home. With funds deposited as soon as the next business day, you will be able to get started shopping fast.