First, how much do you need to purchase your deck?
Get A Loan Offer In Minutes
Want to see how the process works before you apply? Here is how easy it is to get deck financing, even with bad credit.
Enter Your Information
Navigate to the top of the page and enter some basic information to get started. Enter in how much you need for your new deck, your income, contact information and the bank where you want your money sent.
Submit Your Quote To The Network
Next, submit your quote form to the loan network and get a financing decision. If approved, one lender from the group will make you a cash offer and you will be redirected to their website to review the offer details. Make sure that you take the time to read all of the terms instead of just blindly accepting an offer.
Make A Smart Decision
With all of the details clear to you, it is time to make a loan decision. If you do not like the offer, you can simply walk away. On the other hand, should the offer sound good, you can accept the loan online. Once you accept a loan, it can fund as soon as the next business day.
About Online Deck Financing
So, why should you finance a loan online instead of dealing directly with a contractor? There are a number of reasons.
Better Approval Odds
If a contractor offers financing, they likely only use one or two financing companies. That can make it a challenge to get an approval if you have poor credit. There are dozens of online lenders in our network and many of them specialize in bad credit financing. This may improve your odds of getting approved even if you have been denied financing in the past.
More Flexibility
Your online loan would be a cash one and that comes with greater flexibility. Instead of being tied to one contractor, you would be free to shop any contractor that you like. That allows you to shop based on reputation and allows you more power to negotiate.
Fast Loan Funding
If you decide to accept a loan, it can be funded as quickly as the next business day. If you are in a hurry to get your home improvement project on the way, this can be extremely helpful.
Using Your New Loan
Now that you have the money figured out, it is time to hire a contractor. Here are some tips.
Choose The Right Contractor
The type of contractor you choose for your project is important because it will have a significant impact on the timeline and budget.
There are three types of contractors that you can choose from: general contractors, specialty contractors, and trade contractors. General contractors are responsible for the coordination of all trades on a project. Specialty contractors work with specific trades such as plumbing or electrical work. Trade contractors only work with one trade such as carpentry or masonry.
Choosing the right type of contractor is an important part of any construction project because it will have a significant impact on the timeline and budget.
Don’t Go Overboard
Set a budget at the beginning of the project and try to stick to it, no matter how much you get in financing. It is all too easy to go overboard and spend as much as you are offered, but resist the urge and keep your project in line.
