A granite countertop.

Kitchen Countertop Financing

If you need kitchen countertop financing but have bad credit, we may be able to help. Get a cash loan offer for the money you need. It takes just a few minutes to get an offer so get started now.

First, how much do you expect to spend on your countertops?

Countertops from a financing deal with bad credit.

Why Finance Your Home Improvement Online?

You might not think about online kitchen countertop financing as a solution to paying for your kitchen countertops, but maybe you should. There are numerous advantages to financing online. Take a look at just a few of the benefits.

Fast Approval Process

One of the biggest advantages to online financing is that the entire process can be over in a matter of minutes. The online quote form is short and easy to complete and once submitted, you may be approved quickly. This allows you to stop thinking about the money and start planning out your countertop purchase.

Loans For Bad Credit

Traditional lenders can be quite picky about credit scores, but online lenders are not so choosy. Many online lenders like the ones in our lender group can work with bad credit and some even specialize in it. If you have been told no before, you should give online lending a try.

Get Paid In Cash

If approved for financing, your lender will deposit cash directly into your checking account. That will allow you to shop for your countertops as a cash buyer. Use any vendor that you want and get the best possible price by having the ability to purchase where you want.

Get Your Finance Offer

By now, you are probably sold on financing your countertop purchase online, so let’s look at how to get an offer. It could not be easier. Here is how it works.

Fill Out Your Quote Form

The first step to the process is filling out your quote form. The form, located at the top of this page, takes just a few minutes to complete. Select how much you expect to spend and then some basic information about yourself. Once complete, simply submit the form to the lender group and wait for your answer.

Review Your Offer

If approved for a cash loan, one lender will now make you an offer. You will be directed to the lender website and then you will be presented with the offer. Take the time and review this offer and make sure that you ask your lender to clarify anything you are uncertain of.

Get Your Money

Should you decide to accept your loan offer, you can typically complete the process online and your lender will get you your money ASAP. This can be as soon as the next business day.

Buying Your Countertops

If you accepted a loan offer, now is the time for the fun step of shopping for your countertops. Make sure that you take the time necessary to get the best deal and the best product. Here are some things to consider.

What Material Do You Want?

The most popular material these days is granite, but it does not stop there. You have many more choices such as Corian, Soapstone and much more. It would be a good idea to visit a countertop showroom and check out the different options.

Who Will Do The Install?

With cash in hand, you can choose any installer that you like. Choose one based not just on price, but also reputation. Countertops can be tricky to install and while anyone can throw a counter on top of a cabinet, not everyone can blend the seams flawlessly.

You might also like