First, how much do you want to spend?
Get An Air Conditioning Payment Plan
Need an AC but do not have the money. We may be able to help you get a cash loan to use for portable air conditioner financing, even with bad credit.
Getting financing with bad credit can be tough and if you are looking for an air conditioning unit, you probably need it fast. We can help, but not because we are lenders. We do not lend money, but instead get you access to a very large group of internet lenders. With more lenders, your odds of getting a yes from one of them increase.
Your No Obligation Quote
Getting your free quote is simple. Just fill out one short form and get a no obligation offer. Here is how it works.
First, figure out how much you want to spend on your portable AC. Most units cost between $800 to $1200 but remember, this is a cash loan. If you want to buy 2 units or need to make another home improvement purchase, increase the amount you are requesting accordingly.
Once you have your number, enter some basic information about yourself, your income and where you want the money sent. Then, check the form for accuracy and submit it to the lender group.
If approved, one lender will make you a cash offer and you will be able to view this offer at the lender website. When you are reviewing the offer, be sure to take the time to read all of the details. Yes, you likely need your portable air conditioning quickly. but you also do not want to find yourself stuck in a bad loan.
After you review your offer, you can make your decision. If you accept a loan, your lender will deposit money directly into your bank account. This could happen as soon as the next business and you can then immediately shop for your AC as a cash buyer.
Buying Your Portable AC Unit
If you decided to accept your portable air conditioner financing, your lender will get money into your checking account just as soon as possible. In many cases, this can be the very next business day. Once you have your money, it is time to shop, but do your research.
As a cash buyer, you can buy your portable air conditioner wherever you like. Take advantage of this benefit to the fullest and get the best air conditioner for your needs.
First, consider how many BTUs that you need. An appropriately sized air conditioner is key to proper cooling and saving you money on energy bills. A unit that is too small, will constantly run and struggle to cool a room. Meanwhile, an air conditioner that is too big will use more power and will do a poor job of dehumidifying your space.
In general, if you live in a warm climate, you need about 30 BTU’s per square feet of room space. That means that you would need 6000 BTUs to cool a 200 square foot room and 9000 BTUs to cool a 300 square foot one.
Once you have your BTU requirement, you can start shopping for the best deal. You have cash, so you can shop any dealer that you like. With AC units, local is usually cheaper because of shipping cost. That being said, you still probably have half a dozen dealers to choose from. Shop them all to get the best deal.
