First, how much do you expect to spend on your storage shed?
Online Loans For A Storage Shed
If you need financing for a storage shed, an online loan might be just the thing. There are a number of advantages to using an online cash loan over dealer financing. Have a look.
Easier Approval With Bad Credit
Perhaps the best benefit to using an online loan for shed financing is that fact that approvals may come a bit easier. When you use a dealer finance department, you are usually dealing with one or two different lenders and they usually want good credit. If you have bad credit, it can be hard to get an approval.
Online lending is a bit different. Our lender group is made up of dozens of lenders, many of whom specialize in bad credit. If you are concerned about being turned down for the financing you need, going the online route may be beneficial to you.
Shop Any Dealer That You Like
Your online loan will be a cash loan. If approved and if you accept your financing, your lender will deposit cash directly into your bank account. That makes you a cash buyer which gives you several benefits.
One benefit is the ability to shop any dealer that you like which should enable you to get the perfect shed for your needs. In addition, you can use the power of cash to help drive down the cost of your shed.
Get An Offer & Money Quickly
Speed is also a good property of an online loan. It takes just minutes to get an offer and if approved, you could have money in your bank account as soon as the next day. Compare that to the time involved in obtaining dealer financing and you can see that an online loan just might be the best choice.
Get Your Financing Offer
Now that you can see the benefits to online financing for home improvements, why not take a look at the process before you begin. Here is how you get your loan offer.
Fill Out A Secure Form
First, you need to fill out the secure loan form located at the top of the page. The first step will be entering how much you expect to need. Make sure that you include the cost of your shed plus installation and accessory costs. Once you have your number, enter it and some basic information about yourself. You will also enter the account where you want your money sent, so have your checking account and routing number handy. Once you have it all entered, simply hit the submit button to get your offer.
Get A Loan Decision
If you are approved for a cash loan that you can use for shed financing, one lender will make you an offer. You will then be able to review the details of this offer after being forwarded to the lender website. Make sure that you take the time to review all of the details and make sure that you can afford to make the payment or payments.
Accept Or Decline
Should you decide that you like the loan, accept it and you can have money in your bank account as soon as the next day. If you do not like the offer, you can just walk away, commitment free.
Shopping For Your Storage Shed
If you have decided to accept an offer for storage shed financing, now is the time to put that money to good use. Here are a couple of tips for buying a storage shed.
Choose The Right Size
You can never have enough storage space, so make sure that you get a shed that can grow with you. It might seem like a waste of space now, but you might be surprised at how quickly you fill it.
Consider Assembly
If you are buying an unassembled storage shed, consider paying for assembly. Storage sheds that require assembly can involve hundreds of steps and a shed that might take you days to assemble can be built in hours by a person familiar with it.
Pick The Right Location
You really only have one opportunity to choose the right location for your shed. Pick a good spot that is not going to be an eyesore, especially if you live in an HOA neighborhood.