First, how much do you want to spend on your chainsaw?
How To Finance A Chainsaw
There are several ways that you can potentially get a chainsaw on credit. Take a minute and review your options and see which is the best way to get lawn equipment that you need.
Online Financing
This is the area where we can help you. We can get you access to a large group of online lenders and one of them may be able to make you an offer. We ourselves are not lenders and this is a good thing. It is much better to work with a larger group of lenders, especially if you have less than perfect credit. More lenders means more chances of getting yes on the chainsaw financing that you need.
If approved for an offer, your lender will deposit money directly into your bank account. This can occur as soon as the next business day. You can then shop for your chainsaw in cash. The obvious advantage here is that you can shop wherever you want and get the best price possible. If you want a Stihl chainsaw, for example get the exact model that suits you instead of just what one store has on hand.
Store Credit
Another option is store credit where you get financing from one particular store. In most cases retailers work with a single outside financing company. With store credit, you can often get incentives such as low introductory interest rates but to qualify you often need very good credit.
The big negative with store credit is that you have to shop at one particular store. This means that you have to purchase from the inventory that they have on hand and that you must pay their prices, no haggling.
Credit Cards
One last option for chainsaw financing is a credit card. If you have enough of a balance, you can simply buy that chainsaw on credit from your credit card. The advantage here is that you can buy your equipment anywhere that you like. Get the perfect model for you and even price shop different retailers.
The negative is just what you might expect, high credit card interest. The average interest rate in this country is over 17 percent on a credit card. In addition, with chainsaws costing up to 1000 dollars, you might not have the available credit on your card.
Getting Financing Online
If you decided that you want to go with online chainsaw financing, here is how it is going to go.
First, you need to fill out the form at the top of the page. It should take just a minute or two to complete as it is a very basic form. Once you are finished, simply agree to the terms of service and submit your form to the lender group.
If approved for an offer, one of the lenders will make you a loan offer. In most cases, you will be directed to the lenders website where you can review this offer. Make sure that you take the time to read and fully understand all of the details.
Should you decide to accept your offer, your lender will deposit money directly into your bank account. You can then shop for your chainsaw as a cash buyer.
It really is as simple as that. Take one more look at the benefits of online financing and if you want to give it a try, scroll back up to the top of the page.
- Get Paid In Cash
As a cash buyer, you can shop anywhere. This allows you to get exactly what you want at the best price. In addition, it is your money so use any excess money for whatever you like. Buy a set of golf clubs, a new fishing pole or whatever you like. - Easier Approval
More lenders means more chances of getting a yes, even with less than perfect credit. In addition, many of the lenders online are used to working with bad credit. - Convenience
The ability to do it all online is convenient. You are here already, so why not just get your offer. If approved, you could have money in your account as soon as the next business day. After that, go shopping for your chainsaw at the store of your choice or just shop online. - Privacy
No need to go into dealer and fill out an application. If their is any doubt about being approved, this could be potentially embarrassing. Keep your privacy and get a quote online.
