First, how much do you expect to spend.
Finance Kubota Equipment Online
In a perfect world, you would just run down to the Kubota dealership and be granted an unlimited credit line. This world is not perfect though and, unless your credit is perfect that strategy probably won’t pay off.
Most equipment dealers work with just a few financing companies and these companies demand high credit scores to get approved most of the time. So, where does that leave those with some dings on their credit report? Believe it or not, it does not necessarily leave you out of luck. Online financing may be your solution.
Online Financing
With online financing, a lender will make you a cash offer for the money that you need. If approved, and if you accept the offer, they will deposit money directly into your bank account. You can then use this money to make your purchase. Essentially, this makes you a cash buyer and that comes with plenty of advantages. Take a look at a few of them.
- Shop Any Dealer
With dealer financing, you are stuck shopping at one Kubota dealer. That gives them little reason to negotiate. With cash in hand, you can buy wherever you like and try to secure the best deal. - Buy A Used Kubota
There are plenty of great low hour Kubota machines on the used market. With cash in your bank account, you can feel free to look at these models. Potentially save thousands of dollars on your purchase. Use the excess funds to pay down your debt or put it towards some other heavy equipment purchase. - Get What You Want
Not being stuck with one dealer, you can get the exact piece of equipment that you like. Not being forced to choose from the selection available at one dealer is a great thing.
Get Your Finance Offer
Obviously, there are some advantages to applying for financing online, so just how do you go about it? We make it easy for you to get an offer from a lender online. Here is what you need to do.
First, fill out the form at the top of the page. Since this will be a cash loan, you will need to estimate how much you need. Be sure to include the cost of taxes and any dealer fees in your request. Also, keep in mind that you can request extra funds to cover add ons, additional parts or anything else that you should need.
Once you have a number, enter it and then fill in all of the additional details about yourself. Information like how much you make, where you live and where you want the money sent. Fill in these details and then submit your form to the lender group.
If approved for Kubota financing, one lender from this group will make you an offer. You will then be redirected to their website where you can review the terms of your offer. If you like the terms, you can accept the loan and you will have money in your account as soon as the next business day. Don’t like the offer, just turn it down and look for other options to finance your Kubota machinery.
Buying Your Kubota
If you decided to accept a loan, you will soon be able to shop for your Kubota equipment. Most lenders will be able to get you the money from your loan quickly and this could even be as soon as the next business day. Once you have money in your account, it is time to shop for your lawn equipment or other machinery.
As a cash buyer, be sure to use your online Kubota financing to your advantage. Take the time to shop around from dealer to dealer and do give the used market some though. Used equipment can certainly save you thousands of dollars, but it comes with a few risks, namely the lack of a warranty. Because of this, you should have equipment thoroughly inspected by a competent mechanic.
