Lawn mower purchased with a loan.

Lawn Mower Financing

Need a new mower? We may be able to help you get an offer for lawn mower financing, even with bad credit. It takes just a few minutes to get a no obligation offer.

First, how much do you want to spend?

Lawn mower purchased with bad credit financing.

Financing A Lawn Mower

Can you really finance a lawn mower online? Absolutely, and it may be far easier to qualify than you think, even if you have already been denied in store financing due to credit problems. Here is how it works.

Get Your Offer

The first step is to fill out a quote request form, conveniently located at the top of this page. Enter in how much you expect to spend and then some basic information about yourself and your income. You will also need to provide a bank account number, because this is how your lender will send you money if approved.

Once you complete your form, submit it to the lending group and wait a moment for your answer. If approved for lawn mower financing, one lender from the lending group will make you a cash loan offer. Should you decide to accept it, you can have money in your account as soon as the next business day.

Buy Your Lawn Mower

After accepting a financing offer, your lender will deposit money directly into your bank account. You can then shop for your mower as a cash buyer, which comes with a lot of advantages.

The biggest advantage is that you can shop for your lawn mower at any store that you like. This will allow you to get the exact model that suits your needs and gives you the ability to price shop. Not being bound to one particular dealer with store credit, means that you can search for the best price. If you want to save even more, you could even shop the used market.

Why An Online Loan

Online lending has a number of advantages, particularly if you are looking for lawn mower financing and have bad credit. Here are some perks of your online loan.

Easy Approval

It may be easier to get an approval online because our network is made of dozens of lenders, many of whom specialize in poor credit. That means that you may be able to get a yes, even if you have heard no in the past.

Get Paid With Cash

Being a cash loan, you will become a cash buyer. That will allow you to buy your lawn mower from any vendor or save hundreds and shop the used market.

Choosing A Lawn Mower

Once you have secured your financing, your next thoughts should be what type of mower you need. Here are some considerations that you should make.

Deck Size

The first thing to consider is how big of a deck you need on your lawn mower. The larger the deck size, the less passes that you will need to make to cut your lawn. This can be a real time saver, but there is a catch. Larger decks make a lawn mower less maneuverable. If you have a tight yard, you may need to consider a smaller mower.

Propelled Or Push

Self propelled mowers can be a real back saver, but they come with extra maintenance and a high price tag. For those with bad backs or a hilly yard however, they can be a real game changer.


The larger the engine, the easier it will be for the blade to cut grass. This can make for a cleaner cut and a mower that lasts much longer. In addition to engine size, you should also consider the brand of engine. There is no question that some engine brands are just better built, like a Honda. Paying for a name may increase the initial cost, but it could provide you with a mower that stands the test of time and holds its value.

Riding Or Standard

Finally, you need to consider whether you want to stick with a standard push mower or step up to a riding lawn mower. Generally speaking, if your yard is over a half acre, riding mowers start becoming very practical.

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