A tractor purchased from a loan.

Tractor Financing

If you need tractor financing, we may be able to help, even if you have bad credit. Take a few minutes to get a cash loan offer for the money that you need. Then, shop any dealer you want and buy your tractor.

First, how much do you want to spend on your tractor?

Tractor purchased with bad credit financing.

Financing Online For All Credit Types

If you need financing for a tractor but have bad credit, online lenders can be a real benefit to you. The benefits go beyond just bad credit however, so let’s take a look.

Shop As A Cash Buyer

One big benefit to using an online lender is that you will become a cash buyer. If you accept a loan, the lender will deposit cash directly into your checking account. You can then use this money to buy your tractor from any dealer that you like. Cash also gives you the ability to purchase a used tractor which can save you thousands of dollars.

Get A Decision In Minutes

It takes just a few minutes to complete your quote form and your answer will come just as fast. This is far more convenient than spending all day at the tractor dealer financing department.

Works With Credit Issues

This one is so important that we are going to double back and mention it again. Online lenders may be more likely to approve you, even if you have been turned down before. This is because there are more lenders and many of them even specialize in bad credit loans.

Getting Your Tractor Loan Offer

So just how do you get this financing. Have a look at the process.

Fill In Your Quote Form

Head back up to the top of the page and complete your short quote form. Get started by entering in how much you want to borrow, keeping in mind that you can request additional money if you desire. Once you have a loan amount to request, finish up the form with some basic information about yourself.

Get A Decision

Now, submit the form and get your loan decision. If approved for tractor financing, one lender will make you an offer and we will send you to their website to see the details. We will have no information about your loan offer, so be sure to ask your lender directly if you need something clarified.

Make Your Choice

Finally, you need to decide whether or not the loan is for you. It it is, you can accept it and have money in your account quickly. This can happen as soon as the next business day, depending on your lender.

Buying A Tractor New Or Used

Once you have your money in hand, it is time to buy that trailer. Bit first, you need to decide between a new trailer and a used one.

Benefits To New

The great thing about a new tractor is that it will have a warranty, so you know that everything will be working fine for some time to come. In addition, you will be the first person that will be in charge of maintenance on the tractor and that means that you can make sure that everything is done right.

The only real negative about buying new is the purchase price. It will be much higher than a used tractor.

Benefits To Used

The benefit to a used tractor is all financial. You can save thousands of dollars by purchasing used.

Of course the negative to buying used is the unknown. You do not really know how that tractor has been treated and being used, there will be no warranty.

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