How much money do you need for lawn equipment?
Why Online Financing And Not A Yard Card
A yard card is a great purchasing tool that can be used at hundreds of vendors across the country to buy lawn equipment. It can be difficult for some to qualify for however and if you just need a one time purchase of lawn equipment, an online loan might be a better option. Here is why.
Easier To Qualify For
First and foremost is that fact that an online loan may be easier to qualify for, even if you have bad credit. Many of the lenders in our network are used to working with less than perfect credit and some even specialize in borrowers with bad credit. In any case, it takes just a few minutes to get a decision.
Purchase Equipment Anywhere
If approved for financing, unlike with a yard card, you can purchase your lawn equipment anywhere. This is because you will essentially be a cash buyer. That gives you a lot of freedom, especially if store choices are limited.
Get A Decision Fast
It takes just a few minutes to get a decision. If approved, one lender from the group will make you an offer and you can decide whether or not the details are agreeable to you.
Shop As A Cash Buyer
Cash gives you a lot of power. It not only allows you to purchase from any store that you like but it also gives you the ability to price shop. The old saying goes, cash is king and it gives you negotiation power.
Get Your Offer Fast
Obviously, there are a lot of benefits to an online loan for loan equipment. So, just how do you get an offer? It is very simple.
Fill Out One Short Form
First, navigate to the top of the page and fill out the short loan quote form. Enter how much you need and then some basic information about yourself. Then, double check your information and submit it to the lending group.
Get An Offer
If approved for a loan offer, one of the lenders in the group will extend you an offer. To view the offer, you will be directed to the lender website where you will be given an opportunity to review the loan terms. Make sure that you read all of the details of the loan and ask your lender for clarification if needed.
Make A Decision
With all of the information in hand, it is time to make your decision. Accept the offer and you can have money in your pocket as soon as the next business day. Decline the offer and you can simply walk away.
Buy Your Lawn Equipment
If you decided to accept your loan offer, all that is left to do is buy your lawn equipment. Unlike with a yard card, you can do this at any store since you will essentially be a cash buyer. You can even buy used yard equipment from a private seller if you wish.
