A piano keyboard.

Musical Instrument Financing

If you need financing for a musical instrument, we may be able to help. Get an offer for the money that you need and if approved, you can shop for your gear as a cash buyer.

First, how much do you want to spend.

Musical equipment paid for with financing.

Finance Your Music Equipment

Financing musical equipment is nothing new or strange, especially when you consider the cost of this gear. Good equipment can cost well into the thousands. But what do you do if you have bad credit? Bad credit can make it very tough to get the financing that you need. Lucky for you , we can help.

We are not lenders and that is a good thing for you if you are struggling to get approved. Instead of lending, we get you access to a large group of online lenders. More lenders means that you have better odds of getting an approval from one of them.

Get Your Offer

So, now that you see what we do, let us get you that loan offer. Here is what you need to do.

First, fill in the quote form at the top of the page. It will ask you to estimate how much you want to borrow and then you will need to enter some personal information. The form is very short, so all in all, it should just take a few minutes to complete.

After entering your information, agree to the terms of service and submit your form. Then, just wait for an answer. If approved, one lender from the group will make you an offer and you will be redirected to their website where you can review the terms.

Once you have the lender offer in front of you, don’t rush into a decision. Make sure that you read and understand all of the details of the loan first. If you have any questions, ask your lender to clarify things. We will have no information about your loan details as we do not make credit decisions.

If you ultimately decide that you want to accept your offer, you can accept it and have money in your bank as soon as the next business day. Once money is electronically deposited into your account, you can shop for your musical instrument as a cash buyer.

Buying Your Musical Equipment

Did you decide to accept your musical instrument financing offer? If so, now you get to go shopping for your gear. Your online loan lets you do this as a cash buyer, so be sure to take full advantage of that fact. Here is what being a cash buyer means to you.

Shop Any Store

With store credit, you are a captive buyer, but with a cash online loan, you can shop any store that you like. This can help you find the exact musical instrument that you are looking for, with no compromises.

Haggle Prices

You can shop anywhere and that means that you can haggle prices more effectively. Put dealer against dealer to score the best deal on your equipment.

Buy Your Instrument Used

Another great way to use your cash is to shop the used market. Going used could save you hundreds of dollars or simply let you buy higher end gear.

Types Of Music Gear

As far as the type of musical instrument that you can purchase with financing, the sky is the limit. The money is yours to do with as you please. That being said. most people aren’t going to buy a set of tambourines with their loan. Loans are generally meant for higher dollar items. Here are some examples.


Yes, you can buy a cheap guitar for a few hundred dollars, but that would be best suited for a novice player. If you are a more advanced player, you are likely going to spend thousands on your guitar and that is where guitar financing comes into play.

Drum Sets

Once again, you have to pay for quality. If you want a good drum set, $1000 should be your starting point. Financing can help to make that affordable.


A piano is one of the most expensive instruments that you can buy. Financing can help make a piano purchase much more manageable.

Horn Instruments

These brass pieces of art can get very expensive. A saxophone alone can cost up to $3000 which is why a loan can help you get your musical instrument.

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