How much do you want to spend on your clubs?
Loans For Golf Clubs
There is no surprise that people seek financing for sporting goods like golf clubs. They are, after all, quite expensive, at least for good ones. If you do not want to settle for a set of cheap golf clubs, let’s get you an offer for the money that you need. Here is how it works.
Get Your Offer
First, you should know that we are not lenders. This is actually a very good thing for you because instead, we get you access to a much larger group of lenders online. Working with a larger lending group can be a benefit because it increases your odds of getting an approved offer.
When you work with just one lender, you have just one set of loan criteria that you must meet. If you do not meet the requirements, you get denied and that is it. If you are working with more lenders, you have varying loan requirements which increases your odds of approval.
To get your offer for golf club financing, you simply need to fill out the form at the top of the page. Enter in a little information about yourself and your income and you are on your way.
If approved, a single lender will make you an offer and you will be directed to their website in order to see the offer and complete the process. If you decide to accept the offer, you will then be able to buy clubs now and pay later.
Deciding On Your Golf Club Loan
Just because you receive a loan for golf clubs does not mean that you should accept it. Not every loan is a good one, especially if you have bad credit. Here are some things to ponder before you commit.
First, think about whether you can even afford the loan payment. Plug the payment into your budget and make sure that you have enough money to go around. If that budget looks tight, you either need to cut some other expenses or turn down the loan offer.
Next, consider whether the cost of the loan is too high. Unless you are a PGA pro, golf clubs are a luxury item. That means that you need to weight the total cost of the loan against the benefit to you. If you are borrowing 1000 dollars but would be paying back 1500 dollars is that cost too high? Only you can make that decision.
Finally, consider whether you have another way to get the golf clubs that you need. Can you borrow them or perhaps look for a nice used set? You might have better options than a loan.
Shopping For Golf Clubs
If you were approved and decided to accept a loan for golf clubs, you will have the ability to buy now and pay later. Even better, you can do so as a cash buyer.
Your lender will not give you store credit somewhere. No, they will deposit cash directly into your bank account. That effectively makes you a cash buyer.
Being a cash buyer gives you a lot of freedom. You will be able to buy your golf clubs wherever you want and shop for the best price. Get the exact ones you want at any store. If you want to shop Callaway, shop Callaway.
Advantages To Online Golf Club Financing
By now, you probably realize that there are a lot of advantages to using an online lender, but let’s recap real quick. Here is why we feel that online is the way to go.
Easier To Get An Approval
This is particularly important if you have less than perfect or even bad credit. With a few dings on your report, it can be hard to get approved at a sporting goods store. They usually have just one lender with one set of often tough requirements to meet.
We get you access to a much larger group of lenders and more lenders means that there are varying loan requirements. There just may be someone who will be willing to approve you for a loan, even with bad credit.
Shop With Cash
Having cash in hand gives you a lot of benefits over having store credit. With store credit, you can only shop at the store offering you credit. That means that you might not be able to get the exact clubs that you want. It also means that you are stuck paying their asking price.
With cash in hand, you can buy your golf clubs wherever you want. Shop around and get the exact set that you want and look for the best sales price.
Ultimate Convenience
Who wants to go to a sporting goods store and fill out a paper application? Online financing is much easier to apply for. Simply head up to the top of the page and fill out the very short form. You should be able to get it done in just minutes and then, you could be staring at an offer. It couldn’t be any more convenient than that.
