First, how much do you want to spend?
Online Kayak Loans
Yes, you can get a loan for a kayak and all sorts of sporting goods online and we can help. Even if you have bad credit, you may be able to get an offer. In any case, it never hurts to look, so take a minute and learn how to get your kayak financing offer.
First off, we do not extend loans or make credit decisions. We are not lenders but instead get you access to a group of online lenders. This is a good thing for you because with more lenders comes more chances of getting an approval. If you have less than perfect credit, this is very important.
To get your loan offer, you need to first fill out the form at the top of the page. It asks for some pretty basic and standard information such as your income source and contact info. Once you complete this information, just hit submit and await your offer.
If approved, you should receive an offer from one of the lenders in just a matter of minutes. Review the details of this offer and then make your decision. If you like the offer, accept it. If not, just walk away, there are no strings attached.
Buying Your Kayak
If approved for kayak financing with bad credit and you decide to accept your kayak financing offer, your lender will deposit money directly into your bank account. This can happen as soon as the next business day.
Once you have your money, you can shop for your ‘yak just like any other cash buyer. Go to any store, buy online or even look into the used kayak market. This allows you to not only get exactly what you want, but it also allows you to shop for the best deal. Get a good deal and you can even use the extra money for whatever you like.
This is, after all, a cash loan and that means that your lender does not care what you spend extra money on. Use it to but get fishing gear or just some accessories for your new kayak.
Choosing Your Kayak
Since you would be essentially a cash buyer, you can get any type of kayak that you want. Once you have your money, you are left with the big decision of which one to buy. There is a huge selection, so take your time and make sure that you get the one that you like.
The type of kayak that you choose will depend greatly on the type of water you plan to use it in. If you want to hit the ocean, a longer and faster yak might be for you. If you want to hit the streams and ponds, a more compact size might be in order. Also, do you need width for stability like in a fishing kayak or do you want a narrower kayak for greater speed. There are a lot of different choices out there, so consider all of your options and your most common use.
Kayak Brands
As far as brands go, you have a lot of choices as well.
Jackson Kayak
Jackson kayak makes a wide range of kayaks for a variety of purposes ranging from river running to fishing kayaks. Their fishing kayaks are particularly popular offering great speed and even the ability to stand while fishing. All of this comes at a price though as Jackson Kayaks can easily run into the thousands.
Ocean Kayak / Old Town
Ocean Kayak and Old Town Kayay are very familiar in the yak community. They both make great mid level boats for a variety of purposes from long distance touring to pond hopping.
