Excavator at work.

Mini Excavator Financing

If you are in need of financing for a mini excavator, we may be able to help, even with bad credit. It takes just a few minutes to get a loan offer for up to $50,000.

First, enter how much you expect to spend on your new or used excavator.

Man using a mini excavator purchased with bad credit financing.

Excavator Financing Online

You might think that financing at a dealer would be the only option for an excavator, but you can also get the money that you need online for your equipment. Even better is the fact that online financing, even with bad credit, has some real advantages when looking for a mini excavator. Take a look.

Bad Credit Is OK

First and foremost, your odds of approval are better if you have bad credit. With a dealer, you typically have to have good to excellent credit to be qualified. Online lenders are different and many of them even specialize in working with credit problems.

You Get Your Loan In Cash

If you choose to accept a loan, your lender will put money directly into your checking account.  That will make you a cash buyer. As a cash buyer, you can buy your excavator wherever you like. This allows you to better negotiate with dealers and even allows you to look into used equipment.

It Is Quick And Easy

Everything online is easier and that includes financing. It takes just a few minutes to get your offer and, if approved, you can have money in your account as soon as the next day.

Get A Fast Offer, Even With Bad Credit

You are just a few steps away from getting your offer for mini excavator financing. Here is all that it takes.

Complete Your Quotation Form

First, you need to fill in the form located at the top of this page. Begin with how much you plan on spending and then enter your financials. The whole process can be completed in just a few minutes.

Review Your Financing Offer

If approved, one lender from the group will make you a loan offer and you will be directed to their website to see the terms. Make sure that you take the time to carefully review the terms of your excavator financing offer, especially if you have bad credit

Make An Educated Decision

With all of the facts in front of you, it is time to make a decision. Decide to accept the loan and you could have money in your bank account as soon as the next day. Don’t like the offer? Just walk away and look for another option, it is as simple as that.

Shopping For Used Equipment

Before buying a used heavy construction machine, it is important to ask the seller about the following questions:

  • What are the hours of operation?
  • What are the dimensions of this machine?
  • What are the weight and dimensions of each item that is included with this machine?
  • How many hours has this machine been used?
  • Can you show me a copy of your most recent inspection report?
  • Is there any wear and tear on this machine or any parts of this machine that need to be repaired or replaced?

Buying From A Dealer Or Individual

Buying from an individual can be a good option if you are looking for a unique item that you cannot find in stores. However, there are some cons to this as well. You need to make sure that the individual is reputable and has the right license or certification.

Buying from a dealer is generally safer as they have more of a reputation and are more likely to have the items that you want. They also tend to have better customer service as they are usually set up for this kind of thing.

You might also like