First, how much do you expect to need?
Getting Your Financing Quote
We make it easy for you to get a quote for tool financing so you can buy your pressure washer.
First, you need to fill in the quote form. It is located at the top of this page and will ask for some basic information. Enter in how much you expect to need, your contact information and your income details. Wrap it up by filling in the information for the bank that you want your money sent to. If you accept a loan, your lender will send money directly to your account. More on that in a bit.
Once you are finished with your form, agree to the terms of service and then hit submit. Now, yo ujust need to wait momentarily for your answer.
If approved, one lender will make you a loan offer. You will be directed to their individual website where you can review the terms of this loan offer. Take the time to review all of the terms so that you know what you are agreeing to.
Should you decide that you like your loan offer, you can accept it and your lender will deposit money into your account as soon as the next business day. You can then shop for your pressure washer as a cash buyer with all of the benefits that come along with it.
Buying A Pressure Washer With Cash
The great thing about getting an online loan for your pressure washer financing is that you get paid in cash. Cash has a number of benefits over store credit.
Get The Pressure Washer You Want
One of the biggest benefits of having cash in your account is that you can get the exact model of pressure washer that you want. You are not limited to the selection that a store has decided to carry. You can shop at any store that you like and even look online.
Shop For The Best Price
Not only can you look for the exact model of pressure washer that you want, you can also shop for the best price. With store credit, you are stuck buying what they have, at the price they want to sell it for. Cash gives you the ability to shop for the deal and to even negotiate the price down further.
Buy Used
Last but not least, you can shop the used market. This might not be that big of a deal if you are buying a home unit, but if you are looking for a big commercial pressure washing unit, it could save you thousands of dollars.
Use Extra Money Elsewhere
This would be a cash loan and your lender really will not care where you spend your money. If you have money leftover after buying your pressure washer, buy some other tools like a welder or a snowblower.
You could even buy something just for fun. Buy yourself a new mountain bike or maybe use the money to finance that drone you have been eying.
Deciding On Your Loan
Once you have a cash offer for pressure washer financing, you should not just blindly take it. This is especially true if you have less than perfect or bad credit. Before pulling the trigger on that pressure washer, here are some things to consider.
Is The Loan A Bad Deal?
All loans come at a cost, but if you have bad credit, the costs can be significant.
Take some time and determine if the cost of the loan is worth it to you. If you are looking to borrow 1000 dollars and will end up paying back nearly 2000 dollars, is that a good deal. If you want the pressure washer for home use, it might not be a good deal. If you need the pressure washer for work though, the cost might be worth it.
Can You Afford The Loan?
Even if the cost of the loan is worth it to you, if you can not make the payment, you need to turn it down. Do not assume that things will work themselves out.
Fit the payment int o your budget and see how things look. If it is going to be tight, you need to cut some costs, add some more income or just turn down the loan.
Is There A Better Deal Out There?
It never hurts to get another quote or pursue other options.
Can you simply sell some property to get the money that you need? What about getting a side job and saving for your pressure washer. Consider all of the angles before signing for that loan.
