Pile of sand from a dump trailer.

Dump Trailer Financing

If you are looking for financing for a dump trailer, we may be able to assist you. Even if you have bad credit, you may be able to get an offer and then shop for your trailer as a cash buyer.

So, how much do you want to spend?

A pile of gravel that will be hauled with a dump trailer.

Financing For Good Or Bad Credit

Even if you have bad credit, we may be able to help you get an offer. We can do this because we are not a lender. Instead, we connect you to a large group of online lenders. When you have bad credit, more lenders gives you more chances of getting a yes from one of them. Take a look at how it works.

Get Your Quote

To get your quote, all that you need to do is complete the form at the top of the page. Enter in how much you need for trailer financing and then some basic information about yourself. You should be able to complete the form in just a few minutes and then you can agree to the terms and submit it.

If approved for financing, one lender from the group will make you a loan offer. Once you are redirected to their website, you can review the offer and decide whether you want to accept it.

Should you decide to accept your dump trailer financing offer, your lender will deposit funds directly into your account. You can then shop for your trailer as a cash buyer. Easy right?

Your Loan Offer

Before you commit to your dump trailer loan offer, consider whether it is a good fit for you and your budget.

One thing to look at is whether or not you can afford to make the payment month after month. Sure, your lender would only offer you a loan if they think you can make the payment, but only you truly know your finances.

Also, make sure that the cost of the dump financing is reasonable. If you are looking to buy a dump trailer, you will most likely be using it for business. Make sure that the added revenue makes up for the cost of the loan.

Purchasing Your Dump Trailer

If you get approved for a loan and decide to accept it, your lender will deposit cash directly into your bank account. You can then go shopping for your trailer as a cash buyer. This comes with a number of benefits.

The main one is that you can get the exact trailer that you want. You are not bound by the inventory on hand of a single trailer dealer. Get the exact design that you want, with the proper weight capacity and lifting mechanism. No compromises.

Cash also gives you more power when it comes to price negotiations. If a dealer knows that you have the ability to walk and go to another dealer, they will be more willing to compromise on price.

Last, but not least, cash allows you to consider a used trailer. This can save you thousands of dollars over the cost of a new trailer. Just be sure to check everything out thoroughly, especially the axle bearings.

Trailer Tips

Trailers are insanely easy to neglect, but proper maintenance is just as important with a trailer as it is for your tow rig.


If your trailer has its own battery, you will want to check it periodically If it needs a charge, a trickle charger is the best route to go.


You do not want to be caught off guard with a flat tire and trailer tires are very prone to picking up nails and screws. Give your tires a quick check every time you take it out. It could help you prevent a blowout, saving you money and time.

Hydraulic Systems

Keep an eye out for leaks an immediately take them to a trained trailer mechanic if you spot one.


Hopefully, you purchased a trailer with EZ lube hubs. Almost all trailers are equipped with them these days and they make it super simple to flush new grease through your bearings. Make sure you do so as specified by the manufacturer. As simple as EZ lube hubs make it, this is still maintenance that is done too little.


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