First, what do you want to spend?
Getting Your Trailer Loan
If you are into motorcycles, you probably rack up hundreds of miles a year enjoying the sport. It is great to ride but sometimes, you need another way to transport them, which is where the motorcycle trailer comes into play.
Unfortunately, these trailers can get expensive very quick. Start adding options and you can end up with a trailer that can cost 8000 dollars or eve more. Not everybody has that kind of money laying around and you can not always count on dealer financing.
This is where trailer financing comes in. We may be able to help you get financing for your motorcycle trailer, even if you have bad credit. We can do this because we ourselves our not lenders. We instead get you in contact with a large group of lenders online. More lenders equals more chances of getting that YES.
Fill out one simple and secure form and in minutes, you could be staring at your motorcycle trailer financing offer.
How Do You Get An Offer?
Getting an offer is easy.
First, you need to fill out the secure form that is located conveniently at the top of this page. It only asks for some very basic information so it will just take a few minutes to complete.
Once you have filled out your form, check the details for inaccuracies. Any errors would just slow down the process in the future. Once it all looks good, hit submit and await your decision.
Most decisions will happen very quickly, so you will not need to wait long. If approved, one lender will make you an offer and you will be directed to their website to review it. Make sure that you take the time to read all of the details of the motorcycle trailer financing offer.
Once you have your offer and understand all of the details, all that is left is to make your decision. Choose to take the loan and you can have it in your bank account as soon as the next day. Pass on the loan and you can just walk away. There is no obligation.
If you accepted a loan, your lender will deposit money directly into your account as soon as the next business day. You can hen take this money to a dealer and purchase your trailer just like any other cash buyer.
The Advantages Of Online Loans
You might be asking yourself, why should I not just go to the dealer for financing?
Well, that is certainly an option but there are a few drawbacks to this, especially if you have bad credit.
A dealer will usually have one, maybe two finance companies that they work with. If you have bad credit, this means that you must meet very specific criteria from just one or two lenders. This can make it hard to qualify.
With online lending, there are dozens of lenders with a wide variety of credit criteria. It makes it easier to get a yes when other might have said no.
Another benefit of online lending is that you will get your money deposited directly into your account. That has the advantage of making you a cash buyer which comes with a lot of perks.
If you are a cash buyer, you can shop at any dealer and that gives you the ability to negotiate. Should you have dealer financing, you are pretty much stuck buying with them and they know it. It hurts your negotiating ability.
As a cash buyer, you also have the benefit of shopping the used market. Buy a used trailer and potentially save thousands of dollars. Then use any excess money left from your motorcycle trailer financing loan as you wish. Buy some chrome, some gear or even a hunting rifle. The choice is all yours.
Shopping For Your Motorcycle Trailer
Once you have secured the money that you need, it is time to go about the business of picking out your new trailer. It seems straight forward enough on the surface, but once you start shopping, it will get a bit more complex.
First, you need to decide on a manufacturer. All trailers are pretty similar but there are some standouts. If your budget allows, some of the premium manufacturers will offer more bells and whistles and more appealing paint and/or graphics.
Next, you need to figure out the capacity. Do you want more room for storage or do you see yourself getting another bike in the future? It is best to get a motorcycle trailer now that you can grow into. A larger size might also be useful in making your trailer more practical. You can always use it for more than hauling bikes.
Last but not least, you need to decide whether you want new or used. Used can save you thousands but you never know how the trailer was maintained. Were the bearings greased often and was the exterior paint kept in good shape? How is the frame of the trailer and what conditions are the floor boards in? Lot’s of things to investigate with a used trailer.