First, how much do you expect to spend?
Finance Your Off Road Gear
If you need money to pay for your off road gear, we can help with truck part financing. No, we are not lenders. What we do is et you access to a large group of internet lenders. Working with a larger group of lenders, instead of one direct lender, gives you better odds of getting a YES from one of them. Ready to get your offer? Let’s take a look at how it all works.
Getting Your Quote
Getting your offer is about as easy as it gets.
First, head up to the beginning of this page and fill in your quote request form. The first question you will have to answer is how much you want to borrow. The reason for this question is that your lender will pay you directly. They will deposit funds into your bank account and you can then purchase your off road gear as a cash buyer.
Once you have your number, enter some information about yourself and how you earn a living. Then, enter the bank account information for where you want your money sent.
When you are all set, give the information a quick check for accuracy. Any mistakes could delay loan funding. Then, all that is left to do is submit your form to the lending group.
If approved for a loan, you will receive an off road financing offer from one of the lenders in the group. To see the details and complete the process, you will then be redirected to their company website.
Your Loan Decision
Once you have an offer, you have an important decision to make. Should you accept your off road financing offer? Sometimes a loan might bot be the best option, especially if you have bad credit. Here are some details that you should look at.
First, can you afford to make the loan payment. Fit the payment into your regular household budget and make sure that you have plenty of room. If things look too tight, you might be better off passing on the off road parts loan.
Second, take a look at the total cost of the loan and compare it to the initial loan amount. Is the cost of financing worth it for something non essential like off road gear? That is a personal decision and everyone’s answer will be different.
Finally, do you have a better option. Instead of a pricey loan, maybe it would be best to save money for your off road gear. It will take longer to get the parts, but you would avoid costly interest.
Buying Your Off Road Parts
So you were approved and decided to accept your loan, great. Now comes the moment you have been waiting for. It is now time to go shopping for your gear.
Since your lender deposited money directly into your account, you have the benefit of being a cash buyer. Not being locked down with store credit has a number of options. Here are some examples.
Shop Any Off Road Dealer
Having cash means that you are not stuck with just one dealer. This allows you to shop around and get the off road parts you actually want. As you already know, many off road shops only stock certain brands of gear. Get the brand you actually want with cash.
Price Shop
Another great benefit of having cash in hand is that you can price shop. There are a number of online off road shops and you can use any of them. Find the best price and by more gear with your saved money or treat yourself to something cool like a new drone.
What Off Road Gear Can You Buy
If you accepted a loan, it is a cash loan. That means that you can buy whatever gear that you like. Here are some things that often get purchased
Tires
If you have priced off road tires, you know that they can be quite expensive. $200 to $300 a piece on average. You can use your financing to make this much more affordable.
Wheels
Wheels can be just as expensive as tires, especially if you want to go with an extreme off road wheel like bead locks.
