First, how much do you expect to spend on your cruise?
Benefits To Online Financing
When you think about financing a cruise or any vacation for that matter, you may not think about online lenders, buy maybe you should. There are a number of reasons to go with online lending, especially if you have bad credit. Take a look at just a few of the benefits.
Easier Approval With Bad Credit
If you have bad credit, it can be tough to get financing, especially for something like a cruise vacation. Since there is no collateral with the loan, it is risky for lenders, so most look very closely at your credit file.
The lenders in our group are a bit different because many of them specialize in bad credit. In addition, the group is made of dozens of lenders and more lenders means more chances of getting an approved offer from one of them.
Sail On Any Cruise Line
If approved for financing, your lender will work directly with you and not the cruise line. They deposit money directly into your bank account and that allows you to purchase your cruise from any cruise company that you like. You can also request additional funds to pay for things like excursions.
Get Your Offer & Money Fast
It takes just a few minutes to get your loan offer. Fill out one simple from and have an answer in minutes. Then, if you decide to accept your loan offer, you can have money in your bank account as soon as the next business day.
Get An Offer In Minutes
Now that you can see a few of the benefits, let us take a look at how to get an offer. It is very simple, this is all that you need to do.
Complete The Form Above
Head back up to the top of the page and enter a little bit of information about your loan request and yourself. Estimate how much you need, enter contact information and let the network know how you make money. You will also need to enter a valid checking account number because this is how your lender will get you money.
Get Your Loan Decision
If approved for financing, one lender will make you an offer and you will be directed to their website where you can go over the terms of the loan. This is the time to sit down and slow down. Make sure that you understand everything about your potential loan contract and ask your lender questions if you have any.
Make Your Choice
With all of the information in front of you, it will now be time to make a decision. Just because you received a loan offer does not mean that you need to accept it, so take your time. If you do not like the offer, you have the ability to simply walk away. On the other hand, if you do not like the offer, you can accept it and have money in your bank as soon as the next day.
Cruise Tips
Before you head out and buy your tickets, here are some things to consider.
Should you get insurance?
Trip insurance is always advisable with something like a cruise. You never know what can happen and if you get sick or in an accident, it would be nice to know that you can at least get most of your money back.
Excursions or no excursions?
Excursions are fun, but they can be pricey. If you want to save money, consider staying on board at port. Not only will you save money on usually overpriced excursions, but you can also have the run of the ship. All the ship amenities will be much less crowded, allowing you to enjoy them at your leisure.
