First, how much do you want to borrow?
Why Online Financing?
There are a number of benefits to zero down financing online, especially if you have bad credit. Take a look at a few of them and then decide if online financing is the right way for you to get the money you need.
It May Be Easier To Get Approved
Our loan network is home to dozens of different lenders and more lenders means more chances of getting an approval from one of them. In addition, many of the lenders in the network are familiar with working with bad credit and some even specialize in it.
You Can Buy Whatever You Want
If approved for financing, your lender will pay you money directly. That makes you a cash buyer with the ability to buy whatever you like from whoever you like. Nothing beats the flexibility of cash.
There Is No Money Down
Obviously you are looking for a no money down loan and if approved, you would not be required to put money down. This allows you to make your purchase with no initial out of pocket expenses.
Quotes Are Convenient
It takes just a few minutes to get an offer for the money you need. Just fill out one simple form and get an answer fast. This allows you to start shopping for your purchase quickly.
Getting Your Offer
By now, you can probably see the benefits to online financing, so let’s take a look at how you get your loan offer. Here is what you need to do.
Fill Out Your Quote Form
The first step is going to be filling out your quote form. Head up to the top of the page and begin by letting us know how much you want to borrow. Then, enter a little information about yourself and your finances. A bank account will also be needed because this is where your lender will be sending money.
Get Your Offer
If approved for zero down financing, one lender from the group will make you a cash loan offer. You will then be directed to their website where you can review the terms of the loan. Do make sure that you take the time to thoroughly review your offer and ask questions if needed.
Make A Choice
Once you completely understand your loan offer, it is time to make your decision. You are under no obligation to accept your financing offer, but if you do, you can have money in your bank as soon as the next day.
Making Your Purchase
If you decided to accept your loan, now comes the fun part, making your purchase. Your lender will generally get money to you quickly, as soon as the next day. Once the money hits your account, you are free to make your purchase wherever you like. Here are some things to keep in mind.
Cash Is Power
Make sure that you take full advantage of the power of cash. With cash you can shop whatever lender you like and that allows you to price shop and get the exact product you are looking for. You should not rush into your purchase, but instead take the time to get exactly what you want at the best price.
If you are looking for a used car, for example, skip the dealer. Take the power of cash and buy a car from a private seller. Save thousands by bypassing the dealer markup.
The More You Spend, The More Your Payment
Remember that the loan may be zero down, but your payment will not be free. The more that you spend, the more you will have to pay back, so make sure that your purchase is affordable for your budget.
