First, how much do you want to spend on your sectional?
Online Lending For Sectionals
It might not seem like online financing for furniture should be your first choice, but online lenders have a number of advantages. Take a look at just a few of the reasons to finance online and decide for yourself.
Shop Any Retailer With Cash
If you decide to accept a loan for sectional financing online, your lender will deposit cash directly into your bank account. This makes you a cash buyer and that comes with a number of benefits.
For starters, cash allows you to buy your sectional from any store that you like. Get the exact piece that you have been looking for and make sure that you get the best deal. Retailers love cash, because it means you are ready to buy. Use this to ask for a discount off of full retail.
Get Approved With Bad Credit
If you have bad credit, sectional financing at a big retail store can be problematic at best. Financing is usually reserved for those with good to excellent credit. If your score is not where you want it to be, you will likely be denied credit.
Online lending is different. With out network, there are dozens of individual lenders and many of them specialize in bad credit. If you have heard no before, an online lender may be just the thing.
Secure Your Financing In Minutes
You are here already, so you are just minutes away from securing your financing. It takes virtually no time to complete the secure quote form at the top of the page and get your offer. If accepted, you can then have money in your bank account as soon as the next day.
Get Your Loan Offer Now
Ready to get your sectional financing offer? Here is how it works.
Fill Out The Secure From
First, head up to the top of the page and fill out your quote form. It takes just a few minutes to enter how much you expect to need, some basic information about yourself and the checking information for where you want the money sent. Once you are done, submit your form and wait briefly for your offer.
Get A Cash Loan Offer
If your quote is approved, one lender from the group will make you a loan offer. To review the details, you will then be sent to the lender website. Once there, take the time to thoroughly review the offer. If you have questions, now will be the time to ask them.
Accept Your Money
Should you agree with the terms of your offer, you can accept it and have money in your account as soon as the next day. Once the money is electronically deposited, you can then shop for your sectional at any store you like.
Buying Your New Sectional
Once you have secured your financing, it is time to start shopping for that sectional. As a cash buyer, you have some advantages, so be sure to take advantage of them. Here is how to do that.
Shop Around
The secret with most furniture stores is that they mostly get their furniture from the same wholesalers. That means that you should shop around for the best price, even if you have fallen in love with one particular sectional. Chances are very good that you will find this same sectional at multiple stores, with prices that very by hundreds of dollars.
Ask For A Cash Discount
While the large chains may be less likely to negotiate, the smaller stores will. Never be afraid to ask for a discount on furniture, especially if you are ready to buy the same day with cash. If a sectional costs 1500 dollars, offer them 1300. The worst that you can hear is no.
